My Internet … Personal Solutions, May 2014
Travel Insurance
With summer vacations just around the corner, some thought about travel insurance is in order, especially if you are planning an expensive trip or going to an exotic destination. Insurance coverage options generally fall into three broad categories – trip cancellation, emergency medical care, and medical evacuation to a healthcare facility, with the latter representing a traveler’s greatest financial risk. The first step is to check your health insurance policy to see what is covered and what isn’t. Travel plan coverage and rates vary considerably, so next visit an aggregator site such as www.InsureMyTrip.com or www.SquareMouth.com. Enter your travel plans and these sites will bring up appropriate insurance plans for comparison. InsureMyTrip covers 28 insurers with 393 plans and includes more than 18,000 customer reviews. SquareMouth works with 24 companies and also has thousands of reviews. If you have a pre-existing condition, make sure a selected plan has a waiver for your situation.
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